Michael Smith DMD, LLC
Dentist in Belleville, IL

Financial Info

At the office of Michael Smith, DMD, we want to make it as easy as possible for our valued patients to get all the quality dentistry they need and deserve. However, the cost of dental care is a concern for everyone, and we do our best to provide conservative treatment that fits your needs and helps you maintain a healthy smile. We don't ever want you to postpone or go without treatment because of budgetary concerns, and we will find a way to make quality dental care possible for your family.

Please take a look at our insurance and financing options, and don't hesitate to call us at (618) 235-5141 if you have any questions or concerns.

Insurance

At the office of Michael Smith, DMD, we are pleased to accept numerous dental insurances that are listed below. Even if you don't have one of these plans, we can still submit your claim for you on your behalf.

  • Aetna PPO
  • Blue Cross Blue Shield of Illinois
  • Cigna
  • Connection Dental
  • Delta Dental
  • Dental Health Alliance
  • Dental Network of America
  • Guardian
  • GEHA
  • Humana PPO
  • Humana Federal Advantage
  • Maverest Network
  • Metlife
  • Tricare
  • Unicare
  • United Healthcare
  • Unum
  • Zelis Network

Dental insurance isn’t always straightforward and can be complicated for even an experienced professional to understand. We can assure you that we will be your advocate in determining what your benefits are and how they apply to your treatment and providing pre-treatment estimates that are as accurate as possible. We will ensure that you get the most out of your benefits and are always happy to follow up on outstanding dental claims on your behalf.

Payment Options

We are pleased to accept cash, personal checks, Visa, MasterCard, Discover, and American Express. Please also check out our in-house dental savings plan below that can help you get the care you need and cut down on dental costs.

CareCredit

We are pleased to offer CareCredit, a popular financing program for patients who want to spread the cost of their dental treatment over several months and make manageable monthly payments that fit their budget. CareCredit is perfect for unexpected dental expenses or co-pays because you can get the care you need today and pay off the balance over time. It's easy to apply for CareCredit, approval rates are high, and you will know within minutes if you qualify—and most people do.

Once you are approved, you can continue to use the card just as you would a regular credit card to pay for other health and wellness expenses like hearing and vision care, dermatology, beauty treatments, and even veterinary care. As long as you pay off the balance in the agreed period, CareCredit will not charge any interest. 

If you would like to learn more about CareCredit and how it can benefit you, please call us at (618) 235-5141 or apply directly online at CareCredit.com.

Healthy Smiles Club

No insurance? No problem!

Our Healthy Smiles Club allows individuals and families without dental insurance to receive quality dental care at reduced fees. This plan is designed to help eliminate problems before they happen and make caring for your oral health convenient and affordable. If you would like more information or want to sign up, please call us at (618) 235-5141 or let us know at your next visit, and we will be happy to assist you.

Dental benefits included with Healthy Smiles Club membership:

  • Two regular cleanings per year
  • All exams and necessary x-rays
  • 30% OFF ALL DENTAL TREATMENT* completed within 12 months of enrollment

None of the inconvenience of dental insurance:

  • No waiting period - use your benefits immediately!
  • No claim forms
  • No deductibles
  • No yearly maximums
  • No limit to office visits
  • No limits on pre-existing conditions

The Annual Enrollment Fee for the Healthy Smiles Club:

  • $250 a year for adults
  • $200 a year for children (16 and under)
Frequently Asked Questions

Insurance is an important benefit because it allows you and your family to maintain healthy smiles and control dental costs. We are pleased to accept numerous dental insurances that are listed below. Even if you don't have one of these plans, we can still submit your claim for you on your behalf.

  • Aetna PPO
  • Blue Cross Blue Shield of Illinois
  • Cigna
  • Connection Dental
  • Delta Dental
  • Dental Health Alliance
  • Dental Network of America
  • Guardian
  • GEHA
  • Humana PPO
  • Humana Federal Advantage
  • Maverest Network
  • MetLife
  • Tricare
  • Unicare
  • United Healthcare
  • Unum
  • Zelis Network

As valuable as it is, dental insurance isn’t always straightforward when it comes to determining benefits. But we can assure you that we will be your advocate in determining what your benefits are, how they apply to proposed treatment, and providing estimates that are as accurate as possible. We will ensure that you get the most out of your benefits and are always happy to follow up on outstanding dental claims on your behalf.

If you don’t have dental insurance, we can still help you. We have an in-office savings plan for our uninsured patients that includes preventive exams, cleanings, discounts on services, and much more. Please visit our financial page for more details.

We also work with CareCredit, a third-party financing solution available through our Belleville dental office. CareCredit can help you get the care you need today and then pay off the balance over several months with small, manageable payment amounts.

Dr. Smith, Dr. Feder, and Dr. Salar believe in being open and transparent when it comes to the cost of dental treatment. However, it’s impossible to say what it will cost or even which treatment you need until we see you and perform an examination.

What we can tell you is that we don’t want anyone to forgo dental work because of their budget. Our experienced and knowledgeable dental team will work with you to find a solution to get you the quality dental care you need.

If you are insured, we will perform a pre-treatment benefits analysis to give you an approximate idea of what your final cost will be. We accept numerous insurances, and you can find a complete listing on our financial page.

For our uninsured patients, or patients with out-of-pocket costs, we’re pleased to offer CareCredit, a third-party financing option available through our office. CareCredit is perfect for situations when you have an unexpected dental cost, need help with a co-pay, or just want to pay for your dental care in small monthly amounts. Approval rates are high, and if you’re approved, you can start using CareCredit right away with no waiting period.

At the office of Michael Smith, DMD, understand that everyone is concerned about the cost of dentistry, so please call us so we can discuss your needs and how we can help you. Our dedicated team will be happy to talk to you and find a way to help them get the quality dental care they need. Please call our Belleville dental office at (618) 235-5141 so we can assist you.

Generally, Dr. Smith is in the office Monday through Thursday, and Dr. Feder is here on Thursdays and Fridays. This is subject to change, of course, so it’s always best to call our office first at (618) 235-5141.

If you have difficulty using our website, please email us or call us at (618) 235-5141
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