At the office of Michael Smith, DMD, we want to make it as easy as possible for our valued patients to get all the quality dentistry they need and deserve. However, the cost of dental care is a concern for everyone, and we do our best to provide conservative treatment that fits your needs and helps you maintain a healthy smile. We don't ever want you to postpone or go without treatment because of budgetary concerns, and we will find a way to make quality dental care possible for your family.
Please take a look at our insurance and financing options, and don't hesitate to call us at (618) 235-5141 if you have any questions or concerns.
At the office of Michael Smith, DMD, we are pleased to accept numerous dental insurances that are listed below. Even if you don't have one of these plans, we can still submit your claim for you on your behalf.
- Aetna PPO
- Blue Cross Blue Shield of Illinois
- Connection Dental
- Delta Dental
- Dental Health Alliance
- Dental Network of America
- Humana PPO
- Humana Federal Advantage
- Maverest Network
- United Healthcare
- Zelis Network
Dental insurance isn’t always straightforward and can be complicated for even an experienced professional to understand. We can assure you that we will be your advocate in determining what your benefits are and how they apply to your treatment and providing pre-treatment estimates that are as accurate as possible. We will ensure that you get the most out of your benefits and are always happy to follow up on outstanding dental claims on your behalf.
We are pleased to accept cash, personal checks, Visa, MasterCard, Discover, and American Express. Please also check out our in-house dental savings plan below that can help you get the care you need and cut down on dental costs.
We are pleased to offer CareCredit, a popular financing program for patients who want to spread the cost of their dental treatment over several months and make manageable monthly payments that fit their budget. CareCredit is perfect for unexpected dental expenses or co-pays because you can get the care you need today and pay off the balance over time. It's easy to apply for CareCredit, approval rates are high, and you will know within minutes if you qualify—and most people do.
Once you are approved, you can continue to use the card just as you would a regular credit card to pay for other health and wellness expenses like hearing and vision care, dermatology, beauty treatments, and even veterinary care. As long as you pay off the balance in the agreed period, CareCredit will not charge any interest.
If you would like to learn more about CareCredit and how it can benefit you, please call us at (618) 235-5141 or apply directly online at CareCredit.com.
Healthy Smiles Club
No insurance? No problem!
Our Healthy Smiles Club allows individuals and families without dental insurance to receive quality dental care at reduced fees. This plan is designed to help eliminate problems before they happen and make caring for your oral health convenient and affordable. If you would like more information or want to sign up, please call us at (618) 235-5141 or let us know at your next visit, and we will be happy to assist you.
Dental benefits included with Healthy Smiles Club membership:
- Two regular cleanings per year
- All exams and necessary x-rays
- 30% OFF ALL DENTAL TREATMENT* completed within 12 months of enrollment
None of the inconvenience of dental insurance:
- No waiting period - use your benefits immediately!
- No claim forms
- No deductibles
- No yearly maximums
- No limit to office visits
- No limits on pre-existing conditions
The Annual Enrollment Fee for the Healthy Smiles Club:
- $250 a year for adults
- $200 a year for children (16 and under)